Individuals may purchase health insurance directly from the insurance companies with broker assistance without getting involved with HHS or CMS.
We can help you obtain quotes and enroll online with various carriers off the Exchange.
Individuals may purchase health insurance directly from the insurance companies with broker assistance without getting involved with HHS or CMS.
We can help you obtain quotes and enroll online with various carriers off the Exchange.
If you think you qualify for a subsidy, you can obtain quotes and enroll online.
Premium Subsidies | Health Savings Accounts (HSAs) | CHIPS (Children’s Health Insurance Program)
How Does Zion Healthshare Work?
Zion HealthShare is a healthcare sharing community where members contribute monthly to help share eligible medical expenses for approved sharing requests, offering a flexible and cost-effective alternative to traditional insurance.
Members submit sharing requests for eligible medical expenses, which are reviewed according to the community guidelines. If approved, expenses are shared using contributions collected from the membership community. Before sharing begins, members are responsible for paying their Initial Unshareable Amount (IUA).
The member guidelines outline the eligibility requirements, submission process, and review procedures for medical expenses. While not all expenses may qualify for sharing, many members value the program’s affordability and flexibility in managing healthcare costs.
Zion HealthShare is not an insurance company and does not process claims directly with healthcare providers. Members present themselves as self-pay patients and submit itemized bills and receipts for reimbursement through the online portal or by mail.
If you have a business entity with two fulltime owners or one common-law employee, small group plans provide access to PPO network insurance plans.
Sedera Medical Claims Sharing – The Sedera Medical Cost Sharing Community, is not an insurance company nor is it insurance. A membership with Sedera should never be considered similar to a group insurance policy or an individual insurance policy. A healthcare sharing ministry, functions as a community where members voluntarily contribute funds to assist fellow members with their medical expenses. Unlike insurance policies, participation in a healthcare sharing ministry is entirely optional, and members decide whether or not to provide financial support to other members in need. Neither the individual seeking assistance nor the healthcare sharing ministry can demand or require payment from its members. It operates on principles of voluntary financial assistance among its members. In your capacity as a member, you will always be personally responsible for any unpaid medical bills. Any financial assistance received will be provided by fellow members and/or households that are managed through the Sedera Medical Cost Sharing Community.
New Application | Provider Search
HealthiestYou – Connect to a doctor, get treated, and get prescriptions, 24 hours a day, 7 days a week over the phone or via the mobile app. 70% of doctors’ visits can be avoided simply by using virtual care. Save time and money.
First Dollar-Lump Sum – Coverage for Critical Illness and Accidents.
