International Business Travel Medical Plan

Do you have employees who travel internationally for business? Many employers with such travelers haven’t considered the impact if an employee gets sick or injured while traveling; the employee will most likely have to pay up front and be reimbursed, which can create a financial burden as well as inconvenience. Expatriate Benefits offers an International Business Travel Medical (IBTM) Plan to cover employees for Urgent and Emergency Medical care worldwide, outside of their home country. This plan is supplemental coverage, and will not need to be coordinated with any core Medical coverage: when the employee is traveling, we cover them; when at home, their core plan covers them. Your business travelers will have access to over 113,000 international providers world-wide, including many who offer discounted fees and will bill MetLife directly. We can also offer international providers a Guarantee of Payment (GOP), eliminating the need for the employee to pay up front and be reimbursed. In addition, traveling employees have access to 24/7/365 Travel Assistance Services. An IBTM plan is very affordable, and eliminates the risk of having employees travel on business without adequate coverage.

MetLife IBTM Information Sheet

MetLife IBTM Travel Information Profile